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ZIP 02712
Housing & Real Estate

ZIP 02712 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02712

Median Home Value

$499,600

Median Rent

$1,508

Affordability Snapshot

$138,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,209/mo PITI).

13%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.6 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02712, a household would need roughly $138,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,209. That is roughly in line with the local median household income ($141,144). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel

Housing Metrics

Owner Occupied

85.3%+30% vs US avg

Vacancy Rate

0.5%-95% vs US avg

Broadband Access

90.5%+4% vs US avg

4+ Bedrooms

0.9%-94% vs US avg

Built Pre-1939

8.3%-35% vs US avg

Built Post-2014

0.0%

Rent Burden >30%

24.7%-50% vs US avg

Mortgage-Free

32.6%-15% vs US avg

$499,600

Home Value

$1,508

Rent

1983

Year Built

2008

Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached79.3%
1-unit attached8.8%
2-9 units11.9%
10+ units0.0%
Mobile home & other0.0%

ZIP 02712 — Housing & Real Estate

Housing & Real Estate in ZIP Code 02712

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