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Barnstable Town city, MA

ZIP 02601 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02601

Median Home Value
$408,800
Median Rent
$1,468
Affordability Snapshot
$113,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,626/mo PITI).

28%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02601 in Barnstable Town city, MA, a household would need roughly $113,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,626. That is about 79% above the local median household income ($62,989), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
50.0%-24% vs US avg
x
Vacancy Rate
21.4%+108% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
43.5%-12% vs US avg
x
Mortgage-Free
31.9%-17% vs US avg
x
$408,800
Home Value
$1,468
Rent
1975
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.4%
  • 1-unit attached7.6%
  • 2-9 units18.6%
  • 10+ units20.1%
  • Mobile home & other0.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$408,800
Median rent$1,468
Owner-occupied50.0%
Vacant21.4%
Price-to-income6.5x
Est. income to buy$113,000