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West Falmouth CDP, MA

ZIP 02540 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02540

Median Home Value
$756,300
Median Rent
$1,210
Affordability Snapshot
$208,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,858/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

52.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02540 in West Falmouth CDP, MA, a household would need roughly $208,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,858. That is about 136% above the local median household income ($88,266), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 34% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
65.7%+1% vs US avg
x
Vacancy Rate
33.7%+227% vs US avg
x
Broadband Access
91.1%+5% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
3.2%-75% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
30.0%-40% vs US avg
x
Mortgage-Free
59.1%+55% vs US avg
x
$756,300
Home Value
$1,210
Rent
1966
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.5%
  • 1-unit attached8.8%
  • 2-9 units15.5%
  • 10+ units11.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$756,300
Median rent$1,210
Owner-occupied65.7%
Vacant33.7%
Price-to-income8.6x
Est. income to buy$208,000