ZIP 02464 — Housing & Real Estate

To comfortably buy a median-priced home in ZIP 02464 in Newton city, MA, a household would need roughly $248,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,777. That is about 97% above the local median household income ($125,846), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.