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Newton city, MA

ZIP 02460 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02460

Median Home Value
$1,124,300
Median Rent
$2,338
Affordability Snapshot
$310,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,222/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

40.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02460 in Newton city, MA, a household would need roughly $310,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,222. That is about 101% above the local median household income ($154,329), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.1%-10% vs US avg
x
Vacancy Rate
4.8%-54% vs US avg
x
Broadband Access
95.4%+10% vs US avg
x
4+ Bedrooms
13.8%-7% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
1.1%-83% vs US avg
x
Rent Burden >30%
19.9%-60% vs US avg
x
Mortgage-Free
33.6%-12% vs US avg
x
$1,124,300
Home Value
$2,338
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached45.2%
  • 1-unit attached6.7%
  • 2-9 units39.0%
  • 10+ units9.1%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,124,300
Median rent$2,338
Owner-occupied59.1%
Vacant4.8%
Price-to-income7.3x
Est. income to buy$310,000