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Boston city, MA

ZIP 02215 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02215

Median Home Value
$683,800
Median Rent
$2,320
Affordability Snapshot
$188,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,393/mo PITI).

42%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

10.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02215 in Boston city, MA, a household would need roughly $188,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,393. That is about 186% above the local median household income ($65,827), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
8.5%-87% vs US avg
x
Vacancy Rate
12.3%+20% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
6.5%-50% vs US avg
x
Built Post-2014
1.7%-75% vs US avg
x
Rent Burden >30%
35.4%-29% vs US avg
x
Mortgage-Free
50.4%+32% vs US avg
x
$683,800
Home Value
$2,320
Rent
1952
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.8%
  • 1-unit attached0.5%
  • 2-9 units12.9%
  • 10+ units85.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$683,800
Median rent$2,320
Owner-occupied8.5%
Vacant12.3%
Price-to-income10.4x
Est. income to buy$188,000