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Quincy city, MA

ZIP 02171 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02171

Median Home Value
$630,200
Median Rent
$2,049
Affordability Snapshot
$173,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,048/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02171 in Quincy city, MA, a household would need roughly $173,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,048. That is about 65% above the local median household income ($104,992), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.6%-21% vs US avg
x
Vacancy Rate
6.5%-37% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
9.0%-29% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
21.7%-56% vs US avg
x
Mortgage-Free
42.7%+12% vs US avg
x
$630,200
Home Value
$2,049
Rent
1964
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.1%
  • 1-unit attached5.4%
  • 2-9 units20.8%
  • 10+ units40.4%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$630,200
Median rent$2,049
Owner-occupied51.6%
Vacant6.5%
Price-to-income6.0x
Est. income to buy$173,000