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Quincy city, MA

ZIP 02170 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02170

Median Home Value
$661,800
Median Rent
$1,693
Affordability Snapshot
$182,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,251/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02170 in Quincy city, MA, a household would need roughly $182,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,251. That is about 79% above the local median household income ($101,840), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.8%-16% vs US avg
x
Vacancy Rate
6.1%-41% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
3.9%-74% vs US avg
x
Built Pre-1939
9.3%-28% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
15.8%-68% vs US avg
x
Mortgage-Free
41.7%+9% vs US avg
x
$661,800
Home Value
$1,693
Rent
1938
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.9%
  • 1-unit attached3.8%
  • 2-9 units32.4%
  • 10+ units20.1%
  • Mobile home & other0.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$661,800
Median rent$1,693
Owner-occupied54.8%
Vacant6.1%
Price-to-income6.5x
Est. income to buy$182,000