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Everett city, MA

ZIP 02149 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02149

Median Home Value
$605,200
Median Rent
$1,763
Affordability Snapshot
$167,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,888/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02149 in Everett city, MA, a household would need roughly $167,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,888. That is about 110% above the local median household income ($79,658), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
36.5%-44% vs US avg
x
Vacancy Rate
6.9%-33% vs US avg
x
Broadband Access
93.4%+7% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
6.1%-52% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
27.7%-44% vs US avg
x
Mortgage-Free
26.2%-31% vs US avg
x
$605,200
Home Value
$1,763
Rent
1938
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached19.2%
  • 1-unit attached8.4%
  • 2-9 units57.2%
  • 10+ units14.7%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$605,200
Median rent$1,763
Owner-occupied36.5%
Vacant6.9%
Price-to-income7.6x
Est. income to buy$167,000