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Boston city, MA

ZIP 02134 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02134

Median Home Value
$586,700
Median Rent
$2,168
Affordability Snapshot
$162,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,769/mo PITI).

35%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

7.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02134 in Boston city, MA, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,769. That is about 115% above the local median household income ($75,317), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
13.2%-80% vs US avg
x
Vacancy Rate
8.4%-18% vs US avg
x
Broadband Access
91.1%+5% vs US avg
x
4+ Bedrooms
2.5%-83% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
28.6%-43% vs US avg
x
Mortgage-Free
31.0%-19% vs US avg
x
$586,700
Home Value
$2,168
Rent
1947
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached3.5%
  • 1-unit attached4.7%
  • 2-9 units34.3%
  • 10+ units57.1%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$586,700
Median rent$2,168
Owner-occupied13.2%
Vacant8.4%
Price-to-income7.8x
Est. income to buy$162,000