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Boston city, MA

ZIP 02127 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02127

Median Home Value
$858,600
Median Rent
$2,218
Affordability Snapshot
$236,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,515/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02127 in Boston city, MA, a household would need roughly $236,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,515. That is about 51% above the local median household income ($156,373), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
44.8%-31% vs US avg
x
Vacancy Rate
8.2%-20% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
1.8%-88% vs US avg
x
Built Pre-1939
4.8%-63% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
25.7%-33% vs US avg
x
$858,600
Home Value
$2,218
Rent
1947
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached7.7%
  • 1-unit attached11.4%
  • 2-9 units61.9%
  • 10+ units18.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$858,600
Median rent$2,218
Owner-occupied44.8%
Vacant8.2%
Price-to-income5.5x
Est. income to buy$236,000