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Boston city, MA

ZIP 02110 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02110

Median Home Value
$1,104,700
Median Rent
$2,986
Affordability Snapshot
$304,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,096/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.4x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02110 in Boston city, MA, a household would need roughly $304,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,096. That is about 130% above the local median household income ($132,239), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.5%+2% vs US avg
x
Vacancy Rate
21.6%+110% vs US avg
x
Broadband Access
97.3%+12% vs US avg
x
4+ Bedrooms
0.8%-94% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.4%-66% vs US avg
x
Rent Burden >30%
27.3%-45% vs US avg
x
Mortgage-Free
31.4%-18% vs US avg
x
$1,104,700
Home Value
$2,986
Rent
1977
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached6.7%
  • 1-unit attached1.0%
  • 2-9 units1.2%
  • 10+ units91.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,104,700
Median rent$2,986
Owner-occupied66.5%
Vacant21.6%
Price-to-income8.4x
Est. income to buy$304,000