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Dedham CDP, MA

ZIP 02026 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 02026

Median Home Value
$630,400
Median Rent
$1,928
Affordability Snapshot
$174,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,050/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 02026 in Dedham CDP, MA, a household would need roughly $174,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,050. That is about 40% above the local median household income ($124,375), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
72.7%+11% vs US avg
x
Vacancy Rate
3.3%-68% vs US avg
x
Broadband Access
91.0%+5% vs US avg
x
4+ Bedrooms
5.8%-61% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
21.9%-56% vs US avg
x
Mortgage-Free
31.8%-17% vs US avg
x
$630,400
Home Value
$1,928
Rent
1955
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.7%
  • 1-unit attached5.1%
  • 2-9 units13.2%
  • 10+ units16.4%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$630,400
Median rent$1,928
Owner-occupied72.7%
Vacant3.3%
Price-to-income5.1x
Est. income to buy$174,000