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Saugus CDP, MA

ZIP 01906 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01906

Median Home Value
$589,500
Median Rent
$1,794
Affordability Snapshot
$162,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,787/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01906 in Saugus CDP, MA, a household would need roughly $162,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,787. That is about 61% above the local median household income ($100,819), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.9%+13% vs US avg
x
Vacancy Rate
5.0%-52% vs US avg
x
Broadband Access
91.9%+6% vs US avg
x
4+ Bedrooms
5.7%-61% vs US avg
x
Built Pre-1939
7.0%-45% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
22.2%-55% vs US avg
x
Mortgage-Free
32.2%-16% vs US avg
x
$589,500
Home Value
$1,794
Rent
1961
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.6%
  • 1-unit attached4.2%
  • 2-9 units16.6%
  • 10+ units13.1%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$589,500
Median rent$1,794
Owner-occupied73.9%
Vacant5.0%
Price-to-income5.8x
Est. income to buy$162,000