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Lynn city, MA

ZIP 01901 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01901

Median Home Value
$343,200
Median Rent
$1,193
Affordability Snapshot
$94,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,205/mo PITI).

52%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

12.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01901 in Lynn city, MA, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,205. That is about 241% above the local median household income ($27,561), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
3.4%-95% vs US avg
x
Vacancy Rate
10.2%-1% vs US avg
x
Broadband Access
79.1%-9% vs US avg
x
4+ Bedrooms
1.9%-87% vs US avg
x
Built Pre-1939
13.5%+5% vs US avg
x
Built Post-2014
12.6%+82% vs US avg
x
Rent Burden >30%
20.2%-59% vs US avg
x
Mortgage-Free
17.9%-53% vs US avg
x
$343,200
Home Value
$1,193
Rent
1948
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached0.0%
  • 1-unit attached0.0%
  • 2-9 units13.7%
  • 10+ units86.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$343,200
Median rent$1,193
Owner-occupied3.4%
Vacant10.2%
Price-to-income12.5x
Est. income to buy$94,000