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, MA

ZIP 01876 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01876

Median Home Value
$546,600
Median Rent
$2,105
Affordability Snapshot
$150,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,511/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01876 in MA, a household would need roughly $150,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,511. That is about 18% above the local median household income ($126,795), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.8%+30% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
94.4%+9% vs US avg
x
4+ Bedrooms
6.3%-57% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
30.1%-21% vs US avg
x
$546,600
Home Value
$2,105
Rent
1981
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.5%
  • 1-unit attached12.4%
  • 2-9 units5.6%
  • 10+ units13.4%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$546,600
Median rent$2,105
Owner-occupied84.8%
Vacant3.1%
Price-to-income4.3x
Est. income to buy$150,000