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Reading CDP, MA

ZIP 01867 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01867

Median Home Value
$741,100
Median Rent
$1,662
Affordability Snapshot
$204,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,761/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

37.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01867 in Reading CDP, MA, a household would need roughly $204,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,761. That is about 25% above the local median household income ($163,407), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.0%+27% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
95.6%+10% vs US avg
x
4+ Bedrooms
5.7%-62% vs US avg
x
Built Pre-1939
8.8%-31% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
10.8%-78% vs US avg
x
Mortgage-Free
31.1%-19% vs US avg
x
$741,100
Home Value
$1,662
Rent
1960
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.5%
  • 1-unit attached2.2%
  • 2-9 units9.8%
  • 10+ units16.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$741,100
Median rent$1,662
Owner-occupied83.0%
Vacant3.1%
Price-to-income4.5x
Est. income to buy$204,000