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Andover CDP, MA

ZIP 01810 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01810

Median Home Value
$813,800
Median Rent
$1,789
Affordability Snapshot
$224,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,228/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

37.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01810 in Andover CDP, MA, a household would need roughly $224,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,228. That is about 34% above the local median household income ($167,591), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
80.5%+23% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
97.1%+12% vs US avg
x
4+ Bedrooms
8.1%-45% vs US avg
x
Built Pre-1939
1.9%-86% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
13.6%-73% vs US avg
x
Mortgage-Free
28.5%-25% vs US avg
x
$813,800
Home Value
$1,789
Rent
1973
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.9%
  • 1-unit attached4.6%
  • 2-9 units10.7%
  • 10+ units15.4%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$813,800
Median rent$1,789
Owner-occupied80.5%
Vacant3.8%
Price-to-income4.9x
Est. income to buy$224,000