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Whitinsville CDP, MA

ZIP 01588 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01588

Median Home Value
$413,600
Median Rent
$1,090
Affordability Snapshot
$114,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,657/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

31.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01588 in Whitinsville CDP, MA, a household would need roughly $114,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,657. That is about 28% above the local median household income ($88,735), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
60.1%-8% vs US avg
x
Vacancy Rate
4.5%-57% vs US avg
x
Broadband Access
90.4%+4% vs US avg
x
4+ Bedrooms
2.1%-85% vs US avg
x
Built Pre-1939
4.2%-67% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
10.8%-78% vs US avg
x
Mortgage-Free
23.1%-39% vs US avg
x
$413,600
Home Value
$1,090
Rent
1967
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached46.3%
  • 1-unit attached16.4%
  • 2-9 units28.2%
  • 10+ units9.2%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$413,600
Median rent$1,090
Owner-occupied60.1%
Vacant4.5%
Price-to-income4.7x
Est. income to buy$114,000