US5.com
  1. Home
  2. States
  3. Massachusetts
  4. ZIP 01543
  5. Housing & Real Estate
Rutland CDP, MA

ZIP 01543 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01543

Median Home Value
$439,200
Median Rent
$846
Affordability Snapshot
$121,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,821/mo PITI).

7%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

43.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01543 in Rutland CDP, MA, a household would need roughly $121,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,821. That sits below the local median household income ($155,504), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
88.5%+35% vs US avg
x
Vacancy Rate
5.1%-50% vs US avg
x
Broadband Access
99.3%+14% vs US avg
x
4+ Bedrooms
4.9%-67% vs US avg
x
Built Pre-1939
5.4%-58% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
15.5%-69% vs US avg
x
Mortgage-Free
23.2%-39% vs US avg
x
$439,200
Home Value
$846
Rent
1990
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.7%
  • 1-unit attached8.8%
  • 2-9 units5.8%
  • 10+ units3.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$439,200
Median rent$846
Owner-occupied88.5%
Vacant5.1%
Price-to-income2.8x
Est. income to buy$121,000