US5.com
  1. Home
  2. States
  3. Massachusetts
  4. ZIP 01523
  5. Housing & Real Estate
South Lancaster CDP, MA

ZIP 01523 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01523

Median Home Value
$467,400
Median Rent
$1,496
Affordability Snapshot
$129,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,002/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01523 in South Lancaster CDP, MA, a household would need roughly $129,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,002. That is roughly in line with the local median household income ($130,444). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
83.0%+27% vs US avg
x
Vacancy Rate
0.9%-91% vs US avg
x
Broadband Access
96.4%+11% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
11.9%-7% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
8.0%-84% vs US avg
x
Mortgage-Free
22.2%-42% vs US avg
x
$467,400
Home Value
$1,496
Rent
1967
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.9%
  • 1-unit attached7.2%
  • 2-9 units7.1%
  • 10+ units2.7%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$467,400
Median rent$1,496
Owner-occupied83.0%
Vacant0.9%
Price-to-income3.6x
Est. income to buy$129,000