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Baldwinville CDP, MA

ZIP 01436 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01436

Median Home Value
$308,100
Median Rent
$1,004
Affordability Snapshot
$85,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,979/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01436 in Baldwinville CDP, MA, a household would need roughly $85,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,979. That is roughly in line with the local median household income ($88,421). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
76.8%+17% vs US avg
x
Vacancy Rate
3.8%-63% vs US avg
x
Broadband Access
84.1%-3% vs US avg
x
4+ Bedrooms
8.5%-43% vs US avg
x
Built Pre-1939
7.4%-42% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
44.1%-11% vs US avg
x
Mortgage-Free
18.6%-51% vs US avg
x
$308,100
Home Value
$1,004
Rent
1940
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.2%
  • 1-unit attached3.4%
  • 2-9 units22.2%
  • 10+ units1.3%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$308,100
Median rent$1,004
Owner-occupied76.8%
Vacant3.8%
Price-to-income3.5x
Est. income to buy$85,000