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South Deerfield CDP, MA

ZIP 01373 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01373

Median Home Value
$387,500
Median Rent
$1,273
Affordability Snapshot
$107,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,489/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01373 in South Deerfield CDP, MA, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,489. That is roughly in line with the local median household income ($102,578). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
81.8%+25% vs US avg
x
Vacancy Rate
1.8%-82% vs US avg
x
Broadband Access
87.0%+0% vs US avg
x
4+ Bedrooms
7.4%-50% vs US avg
x
Built Pre-1939
2.6%-80% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
20.5%-59% vs US avg
x
Mortgage-Free
47.1%+23% vs US avg
x
$387,500
Home Value
$1,273
Rent
1972
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.8%
  • 1-unit attached10.1%
  • 2-9 units15.0%
  • 10+ units4.5%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$387,500
Median rent$1,273
Owner-occupied81.8%
Vacant1.8%
Price-to-income3.8x
Est. income to buy$107,000