US5.com
  1. Home
  2. States
  3. Massachusetts
  4. ZIP 01237
  5. Housing & Real Estate
, MA

ZIP 01237 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01237

Median Home Value
$278,100
Median Rent
$864
Affordability Snapshot
$77,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,786/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01237 in MA, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,786. That is roughly in line with the local median household income ($84,419). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 31% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
96.0%+47% vs US avg
x
Vacancy Rate
30.7%+198% vs US avg
x
Broadband Access
85.8%-1% vs US avg
x
4+ Bedrooms
4.5%-69% vs US avg
x
Built Pre-1939
2.0%-85% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
20.0%-60% vs US avg
x
Mortgage-Free
40.9%+7% vs US avg
x
$278,100
Home Value
$864
Rent
1982
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached64.3%
  • 1-unit attached1.1%
  • 2-9 units16.6%
  • 10+ units15.6%
  • Mobile home & other2.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$278,100
Median rent$864
Owner-occupied96.0%
Vacant30.7%
Price-to-income3.3x
Est. income to buy$77,000