What to know about ZIP 01227
ZIP code 01227 covers ZIP 01227 with a population of about 6,304.
At a glance, the area shows median age of 51.0 versus a U.S. median of about 38.9.
It sits in the ALBANY - SCHENECTADY - TROY media market.
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ZIP Code 01227 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Middle Class
At a glance
Population
6,304
Density
N/A
Median income
$81,168
+8% vs US avg
Home value
$289,300
-17% vs US avg
Median rent
$807
-31% vs US avg
Timezone
N/A
Overview of ZIP Code 01227
Income and economy in ZIP 01227
Median household income in ZIP 01227 is about $81,168 — about 8% above the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 5.3%; unemployment rate near 6.7%; 40.4% of adults with a bachelor’s degree or higher (about 6.7 points above the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Education; about 9.6% of workers reporting work-from-home (about 5.6 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 01227
Median home value is about $289,300 — about 17% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $807 (about 31% below the U.S. median rent ($1,163)), and owner-occupancy near 75.6% (about 10.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 01227, a household would need roughly $80,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,858. That is roughly in line with the local median household income ($81,168). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.