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ZIP 01139 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01139

Median Home Value
$190,000
Median Rent
$871
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,221/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01139, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,221. That is about 31% above the local median household income ($39,588), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
41.0%-37% vs US avg
x
Vacancy Rate
13.0%+27% vs US avg
x
Broadband Access
91.5%+5% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
17.1%+34% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
30.9%-38% vs US avg
x
Mortgage-Free
36.8%-4% vs US avg
x
$190,000
Home Value
$871
Rent
1944
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached34.5%
  • 1-unit attached7.4%
  • 2-9 units52.6%
  • 10+ units5.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$190,000
Median rent$871
Owner-occupied41.0%
Vacant13.0%
Price-to-income4.8x
Est. income to buy$52,000