US5.com
  1. Home
  2. States
  3. Massachusetts
  4. ZIP 01057
  5. Housing & Real Estate
Monson Center CDP, MA

ZIP 01057 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01057

Median Home Value
$312,100
Median Rent
$719
Affordability Snapshot
$86,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,005/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

36.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01057 in Monson Center CDP, MA, a household would need roughly $86,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,005. That is roughly in line with the local median household income ($90,436). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
83.7%+28% vs US avg
x
Vacancy Rate
5.8%-43% vs US avg
x
Broadband Access
92.1%+6% vs US avg
x
4+ Bedrooms
6.2%-58% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
9.2%-81% vs US avg
x
Mortgage-Free
38.6%+1% vs US avg
x
$312,100
Home Value
$719
Rent
1969
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.5%
  • 1-unit attached2.1%
  • 2-9 units12.8%
  • 10+ units3.0%
  • Mobile home & other3.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$312,100
Median rent$719
Owner-occupied83.7%
Vacant5.8%
Price-to-income3.5x
Est. income to buy$86,000