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, MA

ZIP 01054 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01054

Median Home Value
$444,700
Median Rent
$1,065
Affordability Snapshot
$122,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,857/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.9x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01054 in MA, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,857. That is roughly in line with the local median household income ($113,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
88.0%+34% vs US avg
x
Vacancy Rate
10.4%+1% vs US avg
x
Broadband Access
92.7%+7% vs US avg
x
4+ Bedrooms
11.5%-22% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
24.4%-51% vs US avg
x
Mortgage-Free
47.9%+25% vs US avg
x
$444,700
Home Value
$1,065
Rent
1974
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached87.2%
  • 1-unit attached2.0%
  • 2-9 units10.4%
  • 10+ units0.0%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$444,700
Median rent$1,065
Owner-occupied88.0%
Vacant10.4%
Price-to-income3.9x
Est. income to buy$122,000