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, MA

ZIP 01026 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 01026

Median Home Value
$283,600
Median Rent
$792
Affordability Snapshot
$78,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,822/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

29.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 01026 in MA, a household would need roughly $78,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,822. That sits below the local median household income ($98,438), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
85.5%+31% vs US avg
x
Vacancy Rate
24.9%+142% vs US avg
x
Broadband Access
89.6%+3% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
9.5%-26% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
7.8%-84% vs US avg
x
Mortgage-Free
49.9%+31% vs US avg
x
$283,600
Home Value
$792
Rent
1946
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.7%
  • 1-unit attached0.8%
  • 2-9 units12.7%
  • 10+ units0.0%
  • Mobile home & other2.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$283,600
Median rent$792
Owner-occupied85.5%
Vacant24.9%
Price-to-income2.9x
Est. income to buy$78,000