ZIP Code 00784 — Guayama zona urbana, PR Demographics & Data

ZIP code 00784 covers Guayama zona urbana, PR in Guayama Municipio with a population of about 35,405.

At a glance, the area shows median age of 41.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 787, 939; U.S. House district PR-98.

Guayama zona urbana, PR sits in a university / college context (near instituto tecnologico de puerto rico-recinto de guayama (2.5 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 00784 is about $20,347 — about 73% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 48.6%; unemployment rate near 7.0%; 22.7% of adults with a bachelor’s degree or higher (about 11.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Healthcare, and Retail trade; about 3.7% of workers reporting work-from-home (about 11.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $104,000 — about 70% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $290 (about 75% below the U.S. median rent ($1,163)), and owner-occupancy near 71.1% (about 5.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 00784 in Guayama zona urbana, PR, a household would need roughly $29,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $668. That is about 43% above the local median household income ($20,347), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Guayama zona urbana, PR show little to no average snow and around 54.4 inches of annual precipitation.