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Río Grande zona urbana, PR

ZIP 00745 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 00745

Median Home Value
$129,800
Median Rent
$459
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$834/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 00745 in Río Grande zona urbana, PR, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $834. That is about 33% above the local median household income ($26,980), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
72.8%+11% vs US avg
x
Vacancy Rate
27.8%+170% vs US avg
x
Broadband Access
81.9%-6% vs US avg
x
4+ Bedrooms
1.6%-90% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
19.9%-60% vs US avg
x
Mortgage-Free
56.5%+48% vs US avg
x
$129,800
Home Value
$459
Rent
1984
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.3%
  • 1-unit attached14.4%
  • 2-9 units7.0%
  • 10+ units6.0%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$129,800
Median rent$459
Owner-occupied72.8%
Vacant27.8%
Price-to-income4.8x
Est. income to buy$36,000