ZIP Code 00738 — Fajardo zona urbana, PR Demographics & Data

ZIP code 00738 covers Fajardo zona urbana, PR in Fajardo Municipio with a population of about 29,797.

At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 787, 939; U.S. House district PR-98.

Median household income in ZIP 00738 is about $25,365 — about 66% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 40.8%; unemployment rate near 18.0%; 30.0% of adults with a bachelor’s degree or higher (about 3.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Food services, and Healthcare; about 7.4% of workers reporting work-from-home (about 7.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $118,800 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $485 (about 58% below the U.S. median rent ($1,163)), and owner-occupancy near 69.5% (about 4.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 00738 in Fajardo zona urbana, PR, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $763. That is about 30% above the local median household income ($25,365), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Climate normals for Fajardo zona urbana, PR show little to no average snow.