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Ponce zona urbana, PR

ZIP 00730 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 00730

Median Home Value
$100,700
Median Rent
$351
Affordability Snapshot
$28,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$647/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 00730 in Ponce zona urbana, PR, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $647. That is about 55% above the local median household income ($18,077), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.9%+2% vs US avg
x
Vacancy Rate
22.2%+115% vs US avg
x
Broadband Access
82.8%-5% vs US avg
x
4+ Bedrooms
1.4%-91% vs US avg
x
Built Pre-1939
4.5%-65% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
17.6%-65% vs US avg
x
Mortgage-Free
76.7%+101% vs US avg
x
$100,700
Home Value
$351
Rent
1974
Year Built
2003
Moved In

Residents have lived here since ~2003 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.5%
  • 1-unit attached11.7%
  • 2-9 units10.1%
  • 10+ units7.5%
  • Mobile home & other0.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$100,700
Median rent$351
Owner-occupied66.9%
Vacant22.2%
Price-to-income5.6x
Est. income to buy$28,000