Median home value is about $116,500 — about 67% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $379 (about 67% below the U.S. median rent ($1,163)), and owner-occupancy near 64.2% (about 1.2 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00676 in Ferrer comunidad, PR, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $748. That is about 51% above the local median household income ($21,230), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.