Median home value is about $80,400 — about 77% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $235 (about 80% below the U.S. median rent ($1,163)), and owner-occupancy near 68.5% (about 3.1 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00653 in El Tumbao comunidad, PR, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $516. That is about 44% above the local median household income ($15,225), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.