Median home value is about $101,900 — about 71% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $325 (about 72% below the U.S. median rent ($1,163)), and owner-occupancy near 61.6% (about 3.8 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 00641 in Utuado zona urbana, PR, a household would need roughly $28,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $655. That is about 57% above the local median household income ($17,839), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.