95386 vs 95357 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 95386, Orange = ZIP 95357.
Quick verdict: ZIP 95386 is more affordable rent, lower unemployment, higher work-from-home share. ZIP 95357 is wealthier, higher home values, lower poverty rate, more diverse, more educated.
Quick Facts
ZIP 95386
Waterford city, CA
View full profile →- Population10,410
- Median Income$71,336
- Median Home Value$391k
- Median Rent$1,090
- Median Age32.0 yrs
- Poverty Rate14.6%
ZIP 95357
Modesto city, CA
View full profile →- Population14,283
- Median Income$94,066
- Median Home Value$418k
- Median Rent$1,581
- Median Age34.9 yrs
- Poverty Rate11.5%
Visual comparison (same scale)
Population
10,41014,283
Median Income
$71,336$94,066
Median Home Value
$391k$418k
Median Rent
$1,090$1,581
Median Age
32.0 yrs34.9 yrs
Poverty Rate
14.6%11.5%
Demographics
ZIP 95386
Waterford city, CA
View full profile →- White %62.0%
- Black %0.8%
- Asian %3.5%
- Hispanic %50.5%
- Age 0–17 %28.4%
- Age 18–64 %62.0%
- Age 65+ %9.6%
- Bachelor's+ %9.8%
- Diversity Index36/100
ZIP 95357
Modesto city, CA
View full profile →- White %52.4%
- Black %6.0%
- Asian %5.7%
- Hispanic %45.7%
- Age 0–17 %27.3%
- Age 18–64 %60.5%
- Age 65+ %12.2%
- Bachelor's+ %16.2%
- Diversity Index51/100
Visual comparison (same scale)
White %
62.0%52.4%
Black %
0.8%6.0%
Asian %
3.5%5.7%
Hispanic %
50.5%45.7%
Age 0–17 %
28.4%27.3%
Age 18–64 %
62.0%60.5%
Age 65+ %
9.6%12.2%
Bachelor's+ %
9.8%16.2%
Diversity Index
36/10051/100
Economy
ZIP 95386
Waterford city, CA
View full profile →- Median Income$71,336
- Unemployment %5.5%
- IRS Net Migration+512
- Work From Home %5.3%
ZIP 95357
Modesto city, CA
View full profile →- Median Income$94,066
- Unemployment %7.1%
- IRS Net Migration+703
- Work From Home %5.1%
Visual comparison (same scale)
Median Income
$71,336$94,066
Unemployment %
5.5%7.1%
IRS Net Migration
+512+703
Work From Home %
5.3%5.1%
Housing
ZIP 95386
Waterford city, CA
View full profile →- Median Home Value$391k
- Median Rent$1,090
- Owner Occupied %55.5%
- Broadband %93.7%
- Vacant %8.5%
- Median Year Built1985
ZIP 95357
Modesto city, CA
View full profile →- Median Home Value$418k
- Median Rent$1,581
- Owner Occupied %70.5%
- Broadband %93.5%
- Vacant %1.4%
- Median Year Built1990
Visual comparison (same scale)
Median Home Value
$391k$418k
Median Rent
$1,090$1,581
Owner Occupied %
55.5%70.5%
Broadband %
93.7%93.5%
Vacant %
8.5%1.4%
Median Year Built
19851990
Climate & Location
ZIP 95386
Waterford city, CA
View full profile →- Snow Days/Year0 days
- Elevation (ft)103 ft
- Nearest Airport18.4 miles (29.6 km)
- Distance to Coast41.1 miles (66.1 km)
ZIP 95357
Modesto city, CA
View full profile →- Snow Days/Year0 days
- Elevation (ft)73 ft
- Nearest Airport4.8 miles (7.8 km)
- Distance to Coast28.9 miles (46.6 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
103 ft73 ft
Nearest Airport
18.4 miles (29.6 km)4.8 miles (7.8 km)
Distance to Coast
41.1 miles (66.1 km)28.9 miles (46.6 km)
Infrastructure
ZIP 95386
Waterford city, CA
View full profile →- Work From Home %5.3%
- Walkability (0–100)44
- Broadband %93.7%
ZIP 95357
Modesto city, CA
View full profile →- Work From Home %5.1%
- Walkability (0–100)59
- Broadband %93.5%
Visual comparison (same scale)
Work From Home %
5.3%5.1%
Walkability (0–100)
4459
Broadband %
93.7%93.5%
Frequently Asked Questions
How do ZIP 95386 and 95357 compare?
ZIP 95386 is more affordable rent, lower unemployment, higher work-from-home share. ZIP 95357 is wealthier, higher home values, lower poverty rate, more diverse, more educated.
What do the blue and orange colors mean?
Blue represents the first ZIP (95386), orange the second (95357). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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