95245 vs 95246 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 95245, Orange = ZIP 95246.
Quick verdict: ZIP 95245 is higher home values, lower poverty rate, lower unemployment, more diverse. ZIP 95246 is wealthier, more affordable rent, more educated, higher work-from-home share.
Quick Facts
ZIP 95245
Rail Road Flat CDP, CA
View full profile →- Population3,227
- Median Income$85,387
- Median Home Value$425k
- Median Rent$1,094
- Median Age55.2 yrs
- Poverty Rate12.0%
ZIP 95246
Mountain Ranch CDP, CA
View full profile →- Population1,701
- Median Income$95,667
- Median Home Value$409k
- Median Rent$1,075
- Median Age51.8 yrs
- Poverty Rate25.8%
Visual comparison (same scale)
Population
3,2271,701
Median Income
$85,387$95,667
Median Home Value
$425k$409k
Median Rent
$1,094$1,075
Median Age
55.2 yrs51.8 yrs
Poverty Rate
12.0%25.8%
Demographics
ZIP 95245
Rail Road Flat CDP, CA
View full profile →- White %76.3%
- Black %5.5%
- Asian %2.7%
- Hispanic %14.5%
- Age 0–17 %18.3%
- Age 18–64 %60.4%
- Age 65+ %21.4%
- Bachelor's+ %15.1%
- Diversity Index39/100
ZIP 95246
Mountain Ranch CDP, CA
View full profile →- White %89.0%
- Black %8.5%
- Asian %0.5%
- Hispanic %5.3%
- Age 0–17 %2.6%
- Age 18–64 %87.3%
- Age 65+ %10.1%
- Bachelor's+ %17.1%
- Diversity Index20/100
Visual comparison (same scale)
White %
76.3%89.0%
Black %
5.5%8.5%
Asian %
2.7%0.5%
Hispanic %
14.5%5.3%
Age 0–17 %
18.3%2.6%
Age 18–64 %
60.4%87.3%
Age 65+ %
21.4%10.1%
Bachelor's+ %
15.1%17.1%
Diversity Index
39/10020/100
Economy
ZIP 95245
Rail Road Flat CDP, CA
View full profile →- Median Income$85,387
- Unemployment %3.4%
- IRS Net Migration+159
- Work From Home %8.2%
ZIP 95246
Mountain Ranch CDP, CA
View full profile →- Median Income$95,667
- Unemployment %19.3%
- IRS Net Migration+84
- Work From Home %8.3%
Visual comparison (same scale)
Median Income
$85,387$95,667
Unemployment %
3.4%19.3%
IRS Net Migration
+159+84
Work From Home %
8.2%8.3%
Housing
ZIP 95245
Rail Road Flat CDP, CA
View full profile →- Median Home Value$425k
- Median Rent$1,094
- Owner Occupied %83.9%
- Broadband %67.3%
- Vacant %8.9%
- Median Year Built1987
ZIP 95246
Mountain Ranch CDP, CA
View full profile →- Median Home Value$409k
- Median Rent$1,075
- Owner Occupied %88.4%
- Broadband %86.4%
- Vacant %22.5%
- Median Year Built1992
Visual comparison (same scale)
Median Home Value
$425k$409k
Median Rent
$1,094$1,075
Owner Occupied %
83.9%88.4%
Broadband %
67.3%86.4%
Vacant %
8.9%22.5%
Median Year Built
19871992
Climate & Location
ZIP 95245
Rail Road Flat CDP, CA
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,586 ft
- Nearest Airport41.1 miles (66.2 km)
- Distance to Coast42.6 miles (68.6 km)
ZIP 95246
Mountain Ranch CDP, CA
View full profile →- Snow Days/Year0 days
- Elevation (ft)4,695 ft
- Nearest Airport45.8 miles (73.7 km)
- Distance to Coast45.2 miles (72.7 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
1,586 ft4,695 ft
Nearest Airport
41.1 miles (66.2 km)45.8 miles (73.7 km)
Distance to Coast
42.6 miles (68.6 km)45.2 miles (72.7 km)
Infrastructure
ZIP 95245
Rail Road Flat CDP, CA
View full profile →- Work From Home %8.2%
- Walkability (0–100)21
- Broadband %67.3%
ZIP 95246
Mountain Ranch CDP, CA
View full profile →- Work From Home %8.3%
- Walkability (0–100)22
- Broadband %86.4%
Visual comparison (same scale)
Work From Home %
8.2%8.3%
Walkability (0–100)
2122
Broadband %
67.3%86.4%
Frequently Asked Questions
How do ZIP 95245 and 95246 compare?
ZIP 95245 is higher home values, lower poverty rate, lower unemployment, more diverse. ZIP 95246 is wealthier, more affordable rent, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (95245), orange the second (95246). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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