95064 vs 95065 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 95064, Orange = ZIP 95065.
Quick verdict: ZIP 95064 is more affordable rent, more diverse, more educated. ZIP 95065 is wealthier, higher home values, lower poverty rate, lower unemployment, higher work-from-home share.
Quick Facts
ZIP 95064
Santa Cruz city, CA
View full profile →- Population9,883
- Median Income$119,787
- Median Home Value$438k
- Median Rent$1,549
- Median Age19.6 yrs
- Poverty Rate17.8%
ZIP 95065
Live Oak CDP, CA
View full profile →- Population8,031
- Median Income$142,768
- Median Home Value$1192k
- Median Rent$2,304
- Median Age43.1 yrs
- Poverty Rate8.5%
Visual comparison (same scale)
Population
9,8838,031
Median Income
$119,787$142,768
Median Home Value
$438k$1192k
Median Rent
$1,549$2,304
Median Age
19.6 yrs43.1 yrs
Poverty Rate
17.8%8.5%
Demographics
ZIP 95064
Santa Cruz city, CA
View full profile →- White %35.1%
- Black %2.6%
- Asian %30.3%
- Hispanic %30.0%
- Age 0–17 %3.1%
- Age 18–64 %96.1%
- Age 65+ %0.8%
- Bachelor's+ %70.3%
- Diversity Index69/100
ZIP 95065
Live Oak CDP, CA
View full profile →- White %71.0%
- Black %0.7%
- Asian %4.0%
- Hispanic %21.3%
- Age 0–17 %19.1%
- Age 18–64 %59.4%
- Age 65+ %21.4%
- Bachelor's+ %49.6%
- Diversity Index45/100
Visual comparison (same scale)
White %
35.1%71.0%
Black %
2.6%0.7%
Asian %
30.3%4.0%
Hispanic %
30.0%21.3%
Age 0–17 %
3.1%19.1%
Age 18–64 %
96.1%59.4%
Age 65+ %
0.8%21.4%
Bachelor's+ %
70.3%49.6%
Diversity Index
69/10045/100
Economy
ZIP 95064
Santa Cruz city, CA
View full profile →- Median Income$119,787
- Unemployment %12.3%
- IRS Net Migration+486
- Work From Home %15.2%
ZIP 95065
Live Oak CDP, CA
View full profile →- Median Income$142,768
- Unemployment %4.5%
- IRS Net Migration+395
- Work From Home %20.5%
Visual comparison (same scale)
Median Income
$119,787$142,768
Unemployment %
12.3%4.5%
IRS Net Migration
+486+395
Work From Home %
15.2%20.5%
Housing
ZIP 95064
Santa Cruz city, CA
View full profile →- Median Home Value$438k
- Median Rent$1,549
- Owner Occupied %35.1%
- Broadband %72.1%
- Vacant %9.7%
- Median Year Built1981
ZIP 95065
Live Oak CDP, CA
View full profile →- Median Home Value$1192k
- Median Rent$2,304
- Owner Occupied %69.9%
- Broadband %96.2%
- Vacant %4.5%
- Median Year Built1977
Visual comparison (same scale)
Median Home Value
$438k$1192k
Median Rent
$1,549$2,304
Owner Occupied %
35.1%69.9%
Broadband %
72.1%96.2%
Vacant %
9.7%4.5%
Median Year Built
19811977
Climate & Location
ZIP 95064
Santa Cruz city, CA
View full profile →- Snow Days/Year0 days
- Elevation (ft)70 ft
- Nearest Airport26.6 miles (42.9 km)
- Distance to Coast2.8 miles (4.5 km)
ZIP 95065
Live Oak CDP, CA
View full profile →- Snow Days/Year0 days
- Elevation (ft)70 ft
- Nearest Airport23.1 miles (37.1 km)
- Distance to Coast3.8 miles (6.2 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
70 ft70 ft
Nearest Airport
26.6 miles (42.9 km)23.1 miles (37.1 km)
Distance to Coast
2.8 miles (4.5 km)3.8 miles (6.2 km)
Infrastructure
ZIP 95064
Santa Cruz city, CA
View full profile →- Work From Home %15.2%
- Walkability (0–100)59
- Broadband %72.1%
ZIP 95065
Live Oak CDP, CA
View full profile →- Work From Home %20.5%
- Walkability (0–100)46
- Broadband %96.2%
Visual comparison (same scale)
Work From Home %
15.2%20.5%
Walkability (0–100)
5946
Broadband %
72.1%96.2%
Frequently Asked Questions
How do ZIP 95064 and 95065 compare?
ZIP 95064 is more affordable rent, more diverse, more educated. ZIP 95065 is wealthier, higher home values, lower poverty rate, lower unemployment, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (95064), orange the second (95065). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
Continue exploring