95012 vs 93940 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 95012, Orange = ZIP 93940.
Quick verdict: ZIP 95012 is more affordable rent, lower unemployment. ZIP 93940 is wealthier, higher home values, lower poverty rate, more diverse, more educated, higher work-from-home share.
Quick Facts
ZIP 95012
Elkhorn CDP, CA
View full profile →- Population11,147
- Median Income$79,903
- Median Home Value$630k
- Median Rent$1,429
- Median Age27.9 yrs
- Poverty Rate12.2%
ZIP 93940
Monterey city, CA
View full profile →- Population30,951
- Median Income$110,669
- Median Home Value$1040k
- Median Rent$2,190
- Median Age42.9 yrs
- Poverty Rate9.9%
Visual comparison (same scale)
Population
11,14730,951
Median Income
$79,903$110,669
Median Home Value
$630k$1040k
Median Rent
$1,429$2,190
Median Age
27.9 yrs42.9 yrs
Poverty Rate
12.2%9.9%
Demographics
ZIP 95012
Elkhorn CDP, CA
View full profile →- White %18.1%
- Black %0.6%
- Asian %1.9%
- Hispanic %87.2%
- Age 0–17 %37.0%
- Age 18–64 %53.6%
- Age 65+ %9.3%
- Bachelor's+ %7.7%
- Diversity Index21/100
ZIP 93940
Monterey city, CA
View full profile →- White %67.0%
- Black %2.6%
- Asian %6.8%
- Hispanic %21.3%
- Age 0–17 %15.1%
- Age 18–64 %62.0%
- Age 65+ %22.9%
- Bachelor's+ %54.3%
- Diversity Index50/100
Visual comparison (same scale)
White %
18.1%67.0%
Black %
0.6%2.6%
Asian %
1.9%6.8%
Hispanic %
87.2%21.3%
Age 0–17 %
37.0%15.1%
Age 18–64 %
53.6%62.0%
Age 65+ %
9.3%22.9%
Bachelor's+ %
7.7%54.3%
Diversity Index
21/10050/100
Economy
ZIP 95012
Elkhorn CDP, CA
View full profile →- Median Income$79,903
- Unemployment %4.3%
- IRS Net Migration+549
- Work From Home %5.6%
ZIP 93940
Monterey city, CA
View full profile →- Median Income$110,669
- Unemployment %7.0%
- IRS Net Migration+1,523
- Work From Home %17.7%
Visual comparison (same scale)
Median Income
$79,903$110,669
Unemployment %
4.3%7.0%
IRS Net Migration
+549+1,523
Work From Home %
5.6%17.7%
Housing
ZIP 95012
Elkhorn CDP, CA
View full profile →- Median Home Value$630k
- Median Rent$1,429
- Owner Occupied %45.6%
- Broadband %92.2%
- Vacant %6.5%
- Median Year Built1976
ZIP 93940
Monterey city, CA
View full profile →- Median Home Value$1040k
- Median Rent$2,190
- Owner Occupied %43.0%
- Broadband %94.8%
- Vacant %9.7%
- Median Year Built1970
Visual comparison (same scale)
Median Home Value
$630k$1040k
Median Rent
$1,429$2,190
Owner Occupied %
45.6%43.0%
Broadband %
92.2%94.8%
Vacant %
6.5%9.7%
Median Year Built
19761970
Climate & Location
ZIP 95012
Elkhorn CDP, CA
View full profile →- Snow Days/Year0 days
- Elevation (ft)45 ft
- Nearest Airport11.9 miles (19.2 km)
- Distance to Coast1.0 miles (1.6 km)
ZIP 93940
Monterey city, CA
View full profile →- Snow Days/Year0 days
- Elevation (ft)165 ft
- Nearest Airport0.9 miles (1.4 km)
- Distance to Coast3.4 miles (5.4 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
45 ft165 ft
Nearest Airport
11.9 miles (19.2 km)0.9 miles (1.4 km)
Distance to Coast
1.0 miles (1.6 km)3.4 miles (5.4 km)
Infrastructure
ZIP 95012
Elkhorn CDP, CA
View full profile →- Work From Home %5.6%
- Walkability (0–100)59
- Broadband %92.2%
ZIP 93940
Monterey city, CA
View full profile →- Work From Home %17.7%
- Walkability (0–100)71
- Broadband %94.8%
Visual comparison (same scale)
Work From Home %
5.6%17.7%
Walkability (0–100)
5971
Broadband %
92.2%94.8%
Frequently Asked Questions
How do ZIP 95012 and 93940 compare?
ZIP 95012 is more affordable rent, lower unemployment. ZIP 93940 is wealthier, higher home values, lower poverty rate, more diverse, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (95012), orange the second (93940). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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