94038 vs 94037 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 94038, Orange = ZIP 94037.
Quick verdict: ZIP 94038 is lower unemployment, more diverse. ZIP 94037 is wealthier, higher home values, lower poverty rate, more educated, higher work-from-home share.
Quick Facts
ZIP 94038
Moss Beach CDP, CA
View full profile →- Population3,016
- Median Income$128,333
- Median Home Value$1113k
- Median Age44.3 yrs
- Poverty Rate5.5%
ZIP 94037
Montara CDP, CA
View full profile →- Population2,897
- Median Income$201,367
- Median Home Value$1467k
- Median Age56.0 yrs
- Poverty Rate3.6%
Visual comparison (same scale)
Population
3,0162,897
Median Income
$128,333$201,367
Median Home Value
$1113k$1467k
Median Age
44.3 yrs56.0 yrs
Poverty Rate
5.5%3.6%
Demographics
ZIP 94038
Moss Beach CDP, CA
View full profile →- White %71.0%
- Black %0.5%
- Asian %5.3%
- Hispanic %29.5%
- Age 0–17 %23.1%
- Age 18–64 %57.6%
- Age 65+ %19.3%
- Bachelor's+ %51.1%
- Diversity Index41/100
ZIP 94037
Montara CDP, CA
View full profile →- White %78.2%
- Black %0.0%
- Asian %1.8%
- Hispanic %17.5%
- Age 0–17 %13.2%
- Age 18–64 %53.7%
- Age 65+ %33.1%
- Bachelor's+ %62.1%
- Diversity Index36/100
Visual comparison (same scale)
White %
71.0%78.2%
Black %
0.5%0.0%
Asian %
5.3%1.8%
Hispanic %
29.5%17.5%
Age 0–17 %
23.1%13.2%
Age 18–64 %
57.6%53.7%
Age 65+ %
19.3%33.1%
Bachelor's+ %
51.1%62.1%
Diversity Index
41/10036/100
Economy
ZIP 94038
Moss Beach CDP, CA
View full profile →- Median Income$128,333
- Unemployment %0.0%
- IRS Net Migration+148
- Work From Home %18.3%
ZIP 94037
Montara CDP, CA
View full profile →- Median Income$201,367
- Unemployment %9.5%
- IRS Net Migration+143
- Work From Home %31.3%
Visual comparison (same scale)
Median Income
$128,333$201,367
Unemployment %
0.0%9.5%
IRS Net Migration
+148+143
Work From Home %
18.3%31.3%
Housing
ZIP 94038
Moss Beach CDP, CA
View full profile →- Median Home Value$1113k
- Owner Occupied %96.6%
- Broadband %92.0%
- Vacant %1.9%
- Median Year Built1972
ZIP 94037
Montara CDP, CA
View full profile →- Median Home Value$1467k
- Owner Occupied %89.5%
- Broadband %93.5%
- Vacant %13.5%
- Median Year Built1975
Visual comparison (same scale)
Median Home Value
$1113k$1467k
Owner Occupied %
96.6%89.5%
Broadband %
92.0%93.5%
Vacant %
1.9%13.5%
Median Year Built
19721975
Climate & Location
ZIP 94038
Moss Beach CDP, CA
View full profile →- Snow Days/Year0 days
- Elevation (ft)475 ft
- Nearest Airport9.9 miles (15.9 km)
- Distance to Coast2.0 miles (3.3 km)
ZIP 94037
Montara CDP, CA
View full profile →- Snow Days/Year0 days
- Elevation (ft)475 ft
- Nearest Airport8.1 miles (13.0 km)
- Distance to Coast2.1 miles (3.4 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
475 ft475 ft
Nearest Airport
9.9 miles (15.9 km)8.1 miles (13.0 km)
Distance to Coast
2.0 miles (3.3 km)2.1 miles (3.4 km)
Infrastructure
ZIP 94038
Moss Beach CDP, CA
View full profile →- Work From Home %18.3%
- Walkability (0–100)35
- Broadband %92.0%
ZIP 94037
Montara CDP, CA
View full profile →- Work From Home %31.3%
- Walkability (0–100)35
- Broadband %93.5%
Visual comparison (same scale)
Work From Home %
18.3%31.3%
Walkability (0–100)
3535
Broadband %
92.0%93.5%
Frequently Asked Questions
How do ZIP 94038 and 94037 compare?
ZIP 94038 is lower unemployment, more diverse. ZIP 94037 is wealthier, higher home values, lower poverty rate, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (94038), orange the second (94037). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
Continue exploring