49720 vs 49712 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 49720, Orange = ZIP 49712.
Quick verdict: ZIP 49720 is wealthier, higher home values, more affordable rent, lower unemployment, more diverse, more educated, higher work-from-home share. ZIP 49712 is lower poverty rate.
Quick Facts
ZIP 49720
Charlevoix city, MI
View full profile →- Population9,113
- Median Income$76,127
- Median Home Value$265k
- Median Rent$749
- Median Age52.5 yrs
- Poverty Rate10.6%
ZIP 49712
Horton Bay CDP, MI
View full profile →- Population8,177
- Median Income$74,202
- Median Home Value$252k
- Median Rent$756
- Median Age49.8 yrs
- Poverty Rate6.7%
Visual comparison (same scale)
Population
9,1138,177
Median Income
$76,127$74,202
Median Home Value
$265k$252k
Median Rent
$749$756
Median Age
52.5 yrs49.8 yrs
Poverty Rate
10.6%6.7%
Demographics
ZIP 49720
Charlevoix city, MI
View full profile →- White %93.3%
- Black %0.9%
- Asian %0.7%
- Hispanic %1.9%
- Age 0–17 %16.6%
- Age 18–64 %54.8%
- Age 65+ %28.6%
- Bachelor's+ %38.0%
- Diversity Index13/100
ZIP 49712
Horton Bay CDP, MI
View full profile →- White %93.8%
- Black %0.6%
- Asian %0.8%
- Hispanic %1.8%
- Age 0–17 %17.7%
- Age 18–64 %56.1%
- Age 65+ %26.1%
- Bachelor's+ %35.6%
- Diversity Index12/100
Visual comparison (same scale)
White %
93.3%93.8%
Black %
0.9%0.6%
Asian %
0.7%0.8%
Hispanic %
1.9%1.8%
Age 0–17 %
16.6%17.7%
Age 18–64 %
54.8%56.1%
Age 65+ %
28.6%26.1%
Bachelor's+ %
38.0%35.6%
Diversity Index
13/10012/100
Economy
ZIP 49720
Charlevoix city, MI
View full profile →- Median Income$76,127
- Unemployment %3.7%
- IRS Net Migration+357
- Work From Home %11.1%
ZIP 49712
Horton Bay CDP, MI
View full profile →- Median Income$74,202
- Unemployment %4.9%
- IRS Net Migration+320
- Work From Home %11.0%
Visual comparison (same scale)
Median Income
$76,127$74,202
Unemployment %
3.7%4.9%
IRS Net Migration
+357+320
Work From Home %
11.1%11.0%
Housing
ZIP 49720
Charlevoix city, MI
View full profile →- Median Home Value$265k
- Median Rent$749
- Owner Occupied %79.3%
- Broadband %91.5%
- Vacant %28.6%
- Median Year Built1980
ZIP 49712
Horton Bay CDP, MI
View full profile →- Median Home Value$252k
- Median Rent$756
- Owner Occupied %82.3%
- Broadband %91.1%
- Vacant %24.4%
- Median Year Built1982
Visual comparison (same scale)
Median Home Value
$265k$252k
Median Rent
$749$756
Owner Occupied %
79.3%82.3%
Broadband %
91.5%91.1%
Vacant %
28.6%24.4%
Median Year Built
19801982
Climate & Location
ZIP 49720
Charlevoix city, MI
View full profile →- Snow Days/Year0 days
- Elevation (ft)593 ft
- Nearest Airport29.6 miles (47.6 km)
- Distance to Coast2.5 miles (4.1 km)
ZIP 49712
Horton Bay CDP, MI
View full profile →- Snow Days/Year0 days
- Elevation (ft)728 ft
- Nearest Airport27.0 miles (43.5 km)
- Distance to Coast1.3 miles (2.0 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
593 ft728 ft
Nearest Airport
29.6 miles (47.6 km)27.0 miles (43.5 km)
Distance to Coast
2.5 miles (4.1 km)1.3 miles (2.0 km)
Infrastructure
ZIP 49720
Charlevoix city, MI
View full profile →- Work From Home %11.1%
- Walkability (0–100)37
- Broadband %91.5%
ZIP 49712
Horton Bay CDP, MI
View full profile →- Work From Home %11.0%
- Walkability (0–100)33
- Broadband %91.1%
Visual comparison (same scale)
Work From Home %
11.1%11.0%
Walkability (0–100)
3733
Broadband %
91.5%91.1%
Frequently Asked Questions
How do ZIP 49720 and 49712 compare?
ZIP 49720 is wealthier, higher home values, more affordable rent, lower unemployment, more diverse, more educated, higher work-from-home share. ZIP 49712 is lower poverty rate.
What do the blue and orange colors mean?
Blue represents the first ZIP (49720), orange the second (49712). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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