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46785 vs 46738 — Compare ZIP Codes

Side-by-side comparison. Blue = ZIP 46785, Orange = ZIP 46738.

Quick verdict: ZIP 46785 is wealthier, higher home values, more affordable rent, lower poverty rate, higher work-from-home share. ZIP 46738 is lower unemployment, more diverse, more educated.

Quick Facts

ZIP 46785
St. Joe town, IN
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  • Population1,630
  • Median Income$68,958
  • Median Home Value$182k
  • Median Rent$565
  • Median Age36.5 yrs
  • Poverty Rate5.3%
ZIP 46738
Garrett city, IN
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  • Population8,462
  • Median Income$62,212
  • Median Home Value$156k
  • Median Rent$702
  • Median Age40.1 yrs
  • Poverty Rate12.2%
Visual comparison (same scale)
Population
1,6308,462
Median Income
$68,958$62,212
Median Home Value
$182k$156k
Median Rent
$565$702
Median Age
36.5 yrs40.1 yrs
Poverty Rate
5.3%12.2%

Demographics

ZIP 46785
St. Joe town, IN
View full profile →
  • White %93.2%
  • Black %0.0%
  • Asian %0.0%
  • Hispanic %5.5%
  • Age 0–17 %27.6%
  • Age 18–64 %58.5%
  • Age 65+ %13.9%
  • Bachelor's+ %7.1%
  • Diversity Index13/100
ZIP 46738
Garrett city, IN
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  • White %93.1%
  • Black %0.7%
  • Asian %1.1%
  • Hispanic %3.5%
  • Age 0–17 %23.8%
  • Age 18–64 %58.4%
  • Age 65+ %17.8%
  • Bachelor's+ %17.0%
  • Diversity Index13/100
Visual comparison (same scale)
White %
93.2%93.1%
Black %
0.0%0.7%
Asian %
0.0%1.1%
Hispanic %
5.5%3.5%
Age 0–17 %
27.6%23.8%
Age 18–64 %
58.5%58.4%
Age 65+ %
13.9%17.8%
Bachelor's+ %
7.1%17.0%
Diversity Index
13/10013/100

Economy

ZIP 46785
St. Joe town, IN
View full profile →
  • Median Income$68,958
  • Unemployment %11.5%
  • IRS Net Migration+75
  • Work From Home %5.5%
ZIP 46738
Garrett city, IN
View full profile →
  • Median Income$62,212
  • Unemployment %4.0%
  • IRS Net Migration+389
  • Work From Home %4.6%
Visual comparison (same scale)
Median Income
$68,958$62,212
Unemployment %
11.5%4.0%
IRS Net Migration
+75+389
Work From Home %
5.5%4.6%

Housing

ZIP 46785
St. Joe town, IN
View full profile →
  • Median Home Value$182k
  • Median Rent$565
  • Owner Occupied %86.5%
  • Broadband %91.2%
  • Vacant %10.8%
  • Median Year Built1963
ZIP 46738
Garrett city, IN
View full profile →
  • Median Home Value$156k
  • Median Rent$702
  • Owner Occupied %84.0%
  • Broadband %84.6%
  • Vacant %7.7%
  • Median Year Built1970
Visual comparison (same scale)
Median Home Value
$182k$156k
Median Rent
$565$702
Owner Occupied %
86.5%84.0%
Broadband %
91.2%84.6%
Vacant %
10.8%7.7%
Median Year Built
19631970

Climate & Location

ZIP 46785
St. Joe town, IN
View full profile →
  • Snow Days/Year0 days
  • Elevation (ft)750 ft
  • Nearest Airport28.9 miles (46.6 km)
  • Distance to Coast70.5 miles (113.5 km)
ZIP 46738
Garrett city, IN
View full profile →
  • Snow Days/Year0 days
  • Elevation (ft)880 ft
  • Nearest Airport23.6 miles (38.0 km)
  • Distance to Coast85.9 miles (138.3 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
750 ft880 ft
Nearest Airport
28.9 miles (46.6 km)23.6 miles (38.0 km)
Distance to Coast
70.5 miles (113.5 km)85.9 miles (138.3 km)

Infrastructure

ZIP 46785
St. Joe town, IN
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  • Work From Home %5.5%
  • Walkability (0–100)16
  • Broadband %91.2%
ZIP 46738
Garrett city, IN
View full profile →
  • Work From Home %4.6%
  • Walkability (0–100)38
  • Broadband %84.6%
Visual comparison (same scale)
Work From Home %
5.5%4.6%
Walkability (0–100)
1638
Broadband %
91.2%84.6%

Frequently Asked Questions

How do ZIP 46785 and 46738 compare?
ZIP 46785 is wealthier, higher home values, more affordable rent, lower poverty rate, higher work-from-home share. ZIP 46738 is lower unemployment, more diverse, more educated.
What do the blue and orange colors mean?
Blue represents the first ZIP (46785), orange the second (46738). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).

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