45786 vs 38685 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 45786, Orange = ZIP 38685.
Quick verdict: ZIP 45786 is wealthier, lower poverty rate, lower unemployment, more educated, higher work-from-home share. ZIP 38685 is more diverse.
Quick Facts
ZIP 45786
Waterford CDP, OH
View full profile →- Population3,019
- Median Income$61,295
- Median Home Value$195k
- Median Rent$609
- Median Age49.0 yrs
- Poverty Rate8.6%
ZIP 38685
Waterford CDP, MS
View full profile →- Population983
- Median Income$45,972
- Median Home Value—
- Median Rent—
- Median Age63.7 yrs
- Poverty Rate16.2%
Visual comparison (same scale)
Population
3,019983
Median Income
$61,295$45,972
Median Home Value
$195k—
Median Rent
$609—
Median Age
49.0 yrs63.7 yrs
Poverty Rate
8.6%16.2%
Demographics
ZIP 45786
Waterford CDP, OH
View full profile →- White %99.6%
- Black %0.3%
- Asian %0.0%
- Hispanic %0.3%
- Age 0–17 %21.4%
- Age 18–64 %51.6%
- Age 65+ %27.0%
- Bachelor's+ %17.8%
- Diversity Index1/100
ZIP 38685
Waterford CDP, MS
View full profile →- White %77.2%
- Black %22.1%
- Asian %0.0%
- Hispanic %0.7%
- Age 0–17 %0.0%
- Age 18–64 %51.3%
- Age 65+ %48.7%
- Bachelor's+ %4.6%
- Diversity Index36/100
Visual comparison (same scale)
White %
99.6%77.2%
Black %
0.3%22.1%
Asian %
0.0%0.0%
Hispanic %
0.3%0.7%
Age 0–17 %
21.4%0.0%
Age 18–64 %
51.6%51.3%
Age 65+ %
27.0%48.7%
Bachelor's+ %
17.8%4.6%
Diversity Index
1/10036/100
Economy
ZIP 45786
Waterford CDP, OH
View full profile →- Median Income$61,295
- Unemployment %3.8%
- IRS Net Migration+128
- Work From Home %7.8%
ZIP 38685
Waterford CDP, MS
View full profile →- Median Income$45,972
- Unemployment %5.0%
- IRS Net Migration+34
- Work From Home %0.0%
Visual comparison (same scale)
Median Income
$61,295$45,972
Unemployment %
3.8%5.0%
IRS Net Migration
+128+34
Work From Home %
7.8%0.0%
Housing
ZIP 45786
Waterford CDP, OH
View full profile →- Median Home Value$195k
- Median Rent$609
- Owner Occupied %85.6%
- Broadband %75.5%
- Vacant %3.9%
- Median Year Built1978
ZIP 38685
Waterford CDP, MS
View full profile →- Median Home Value—
- Median Rent—
- Owner Occupied %93.3%
- Broadband %65.5%
- Vacant %17.1%
- Median Year Built1988
Visual comparison (same scale)
Median Home Value
$195k—
Median Rent
$609—
Owner Occupied %
85.6%93.3%
Broadband %
75.5%65.5%
Vacant %
3.9%17.1%
Median Year Built
19781988
Climate & Location
ZIP 45786
Waterford CDP, OH
View full profile →- Snow Days/Year0 days
- Elevation (ft)624 ft
- Nearest Airport15.8 miles (25.5 km)
- Distance to Coast134.4 miles (216.3 km)
ZIP 38685
Waterford CDP, MS
View full profile →- Snow Days/Year0 days
- Elevation (ft)408 ft
- Nearest Airport14.7 miles (23.6 km)
- Distance to Coast271.5 miles (437.0 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
624 ft408 ft
Nearest Airport
15.8 miles (25.5 km)14.7 miles (23.6 km)
Distance to Coast
134.4 miles (216.3 km)271.5 miles (437.0 km)
Infrastructure
ZIP 45786
Waterford CDP, OH
View full profile →- Work From Home %7.8%
- Walkability (0–100)18
- Broadband %75.5%
ZIP 38685
Waterford CDP, MS
View full profile →- Work From Home %0.0%
- Walkability (0–100)19
- Broadband %65.5%
Visual comparison (same scale)
Work From Home %
7.8%0.0%
Walkability (0–100)
1819
Broadband %
75.5%65.5%
Frequently Asked Questions
How do ZIP 45786 and 38685 compare?
ZIP 45786 is wealthier, lower poverty rate, lower unemployment, more educated, higher work-from-home share. ZIP 38685 is more diverse.
What do the blue and orange colors mean?
Blue represents the first ZIP (45786), orange the second (38685). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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