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45439 vs 45409 — Compare ZIP Codes

Side-by-side comparison. Blue = ZIP 45439, Orange = ZIP 45409.

Quick verdict: ZIP 45439 is lower unemployment, more diverse. ZIP 45409 is wealthier, higher home values, more affordable rent, lower poverty rate, more educated, higher work-from-home share.

Quick Facts

ZIP 45439
Moraine city, OH
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  • Population12,246
  • Median Income$47,788
  • Median Home Value$120k
  • Median Rent$844
  • Median Age33.8 yrs
  • Poverty Rate28.5%
ZIP 45409
Kettering city, OH
View full profile →
  • Population15,677
  • Median Income$84,000
  • Median Home Value$231k
  • Median Rent$832
  • Median Age20.9 yrs
  • Poverty Rate18.6%
Visual comparison (same scale)
Population
12,24615,677
Median Income
$47,788$84,000
Median Home Value
$120k$231k
Median Rent
$844$832
Median Age
33.8 yrs20.9 yrs
Poverty Rate
28.5%18.6%

Demographics

ZIP 45439
Moraine city, OH
View full profile →
  • White %72.3%
  • Black %15.0%
  • Asian %1.8%
  • Hispanic %9.2%
  • Age 0–17 %27.8%
  • Age 18–64 %57.5%
  • Age 65+ %14.7%
  • Bachelor's+ %16.9%
  • Diversity Index45/100
ZIP 45409
Kettering city, OH
View full profile →
  • White %85.4%
  • Black %5.4%
  • Asian %2.9%
  • Hispanic %5.5%
  • Age 0–17 %8.3%
  • Age 18–64 %84.0%
  • Age 65+ %7.8%
  • Bachelor's+ %64.7%
  • Diversity Index26/100
Visual comparison (same scale)
White %
72.3%85.4%
Black %
15.0%5.4%
Asian %
1.8%2.9%
Hispanic %
9.2%5.5%
Age 0–17 %
27.8%8.3%
Age 18–64 %
57.5%84.0%
Age 65+ %
14.7%7.8%
Bachelor's+ %
16.9%64.7%
Diversity Index
45/10026/100

Economy

ZIP 45439
Moraine city, OH
View full profile →
  • Median Income$47,788
  • Unemployment %6.2%
  • IRS Net Migration+519
  • Work From Home %7.2%
ZIP 45409
Kettering city, OH
View full profile →
  • Median Income$84,000
  • Unemployment %13.0%
  • IRS Net Migration+665
  • Work From Home %13.3%
Visual comparison (same scale)
Median Income
$47,788$84,000
Unemployment %
6.2%13.0%
IRS Net Migration
+519+665
Work From Home %
7.2%13.3%

Housing

ZIP 45439
Moraine city, OH
View full profile →
  • Median Home Value$120k
  • Median Rent$844
  • Owner Occupied %49.8%
  • Broadband %85.9%
  • Vacant %5.8%
  • Median Year Built1965
ZIP 45409
Kettering city, OH
View full profile →
  • Median Home Value$231k
  • Median Rent$832
  • Owner Occupied %70.7%
  • Broadband %91.7%
  • Vacant %11.3%
  • Median Year Built1951
Visual comparison (same scale)
Median Home Value
$120k$231k
Median Rent
$844$832
Owner Occupied %
49.8%70.7%
Broadband %
85.9%91.7%
Vacant %
5.8%11.3%
Median Year Built
19651951

Climate & Location

ZIP 45439
Moraine city, OH
View full profile →
  • Snow Days/Year0 days
  • Elevation (ft)720 ft
  • Nearest Airport12.5 miles (20.1 km)
  • Distance to Coast135.4 miles (217.9 km)
ZIP 45409
Kettering city, OH
View full profile →
  • Snow Days/Year0 days
  • Elevation (ft)720 ft
  • Nearest Airport10.4 miles (16.7 km)
  • Distance to Coast133.4 miles (214.7 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
720 ft720 ft
Nearest Airport
12.5 miles (20.1 km)10.4 miles (16.7 km)
Distance to Coast
135.4 miles (217.9 km)133.4 miles (214.7 km)

Infrastructure

ZIP 45439
Moraine city, OH
View full profile →
  • Work From Home %7.2%
  • Walkability (0–100)64
  • Broadband %85.9%
ZIP 45409
Kettering city, OH
View full profile →
  • Work From Home %13.3%
  • Walkability (0–100)70
  • Broadband %91.7%
Visual comparison (same scale)
Work From Home %
7.2%13.3%
Walkability (0–100)
6470
Broadband %
85.9%91.7%

Frequently Asked Questions

How do ZIP 45439 and 45409 compare?
ZIP 45439 is lower unemployment, more diverse. ZIP 45409 is wealthier, higher home values, more affordable rent, lower poverty rate, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (45439), orange the second (45409). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).

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