45432 vs 45440 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 45432, Orange = ZIP 45440.
Quick verdict: ZIP 45432 is more affordable rent. ZIP 45440 is wealthier, higher home values, lower poverty rate, lower unemployment, more diverse, more educated, higher work-from-home share.
Quick Facts
ZIP 45432
Beavercreek city, OH
View full profile →- Population14,988
- Median Income$83,323
- Median Home Value$182k
- Median Rent$750
- Median Age40.4 yrs
- Poverty Rate11.7%
ZIP 45440
Kettering city, OH
View full profile →- Population22,730
- Median Income$83,378
- Median Home Value$248k
- Median Rent$964
- Median Age40.3 yrs
- Poverty Rate11.7%
Visual comparison (same scale)
Population
14,98822,730
Median Income
$83,323$83,378
Median Home Value
$182k$248k
Median Rent
$750$964
Median Age
40.4 yrs40.3 yrs
Poverty Rate
11.7%11.7%
Demographics
ZIP 45432
Beavercreek city, OH
View full profile →- White %84.0%
- Black %2.8%
- Asian %3.3%
- Hispanic %2.7%
- Age 0–17 %23.5%
- Age 18–64 %58.0%
- Age 65+ %18.4%
- Bachelor's+ %36.2%
- Diversity Index29/100
ZIP 45440
Kettering city, OH
View full profile →- White %82.6%
- Black %5.5%
- Asian %1.8%
- Hispanic %4.7%
- Age 0–17 %23.5%
- Age 18–64 %56.3%
- Age 65+ %20.2%
- Bachelor's+ %46.4%
- Diversity Index31/100
Visual comparison (same scale)
White %
84.0%82.6%
Black %
2.8%5.5%
Asian %
3.3%1.8%
Hispanic %
2.7%4.7%
Age 0–17 %
23.5%23.5%
Age 18–64 %
58.0%56.3%
Age 65+ %
18.4%20.2%
Bachelor's+ %
36.2%46.4%
Diversity Index
29/10031/100
Economy
ZIP 45432
Beavercreek city, OH
View full profile →- Median Income$83,323
- Unemployment %2.5%
- IRS Net Migration+636
- Work From Home %11.9%
ZIP 45440
Kettering city, OH
View full profile →- Median Income$83,378
- Unemployment %2.4%
- IRS Net Migration+964
- Work From Home %12.5%
Visual comparison (same scale)
Median Income
$83,323$83,378
Unemployment %
2.5%2.4%
IRS Net Migration
+636+964
Work From Home %
11.9%12.5%
Housing
ZIP 45432
Beavercreek city, OH
View full profile →- Median Home Value$182k
- Median Rent$750
- Owner Occupied %78.2%
- Broadband %93.7%
- Vacant %4.3%
- Median Year Built1962
ZIP 45440
Kettering city, OH
View full profile →- Median Home Value$248k
- Median Rent$964
- Owner Occupied %62.5%
- Broadband %93.3%
- Vacant %4.9%
- Median Year Built1972
Visual comparison (same scale)
Median Home Value
$182k$248k
Median Rent
$750$964
Owner Occupied %
78.2%62.5%
Broadband %
93.7%93.3%
Vacant %
4.3%4.9%
Median Year Built
19621972
Climate & Location
ZIP 45432
Beavercreek city, OH
View full profile →- Snow Days/Year0 days
- Elevation (ft)720 ft
- Nearest Airport6.3 miles (10.1 km)
- Distance to Coast129.8 miles (209.0 km)
ZIP 45440
Kettering city, OH
View full profile →- Snow Days/Year0 days
- Elevation (ft)720 ft
- Nearest Airport10.8 miles (17.3 km)
- Distance to Coast134.2 miles (215.9 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
720 ft720 ft
Nearest Airport
6.3 miles (10.1 km)10.8 miles (17.3 km)
Distance to Coast
129.8 miles (209.0 km)134.2 miles (215.9 km)
Infrastructure
ZIP 45432
Beavercreek city, OH
View full profile →- Work From Home %11.9%
- Walkability (0–100)64
- Broadband %93.7%
ZIP 45440
Kettering city, OH
View full profile →- Work From Home %12.5%
- Walkability (0–100)54
- Broadband %93.3%
Visual comparison (same scale)
Work From Home %
11.9%12.5%
Walkability (0–100)
6454
Broadband %
93.7%93.3%
Frequently Asked Questions
How do ZIP 45432 and 45440 compare?
ZIP 45432 is more affordable rent. ZIP 45440 is wealthier, higher home values, lower poverty rate, lower unemployment, more diverse, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (45432), orange the second (45440). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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