45420 vs 45322 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 45420, Orange = ZIP 45322.
Quick verdict: ZIP 45420 is more affordable rent. ZIP 45322 is wealthier, higher home values, lower poverty rate, lower unemployment, more diverse, more educated, higher work-from-home share.
Quick Facts
ZIP 45420
Kettering city, OH
View full profile →- Population23,956
- Median Income$56,670
- Median Home Value$116k
- Median Rent$735
- Median Age39.8 yrs
- Poverty Rate12.6%
ZIP 45322
Clayton city, OH
View full profile →- Population20,978
- Median Income$72,073
- Median Home Value$166k
- Median Rent$834
- Median Age39.7 yrs
- Poverty Rate7.4%
Visual comparison (same scale)
Population
23,95620,978
Median Income
$56,670$72,073
Median Home Value
$116k$166k
Median Rent
$735$834
Median Age
39.8 yrs39.7 yrs
Poverty Rate
12.6%7.4%
Demographics
ZIP 45420
Kettering city, OH
View full profile →- White %83.6%
- Black %7.3%
- Asian %2.5%
- Hispanic %2.6%
- Age 0–17 %18.6%
- Age 18–64 %65.0%
- Age 65+ %16.4%
- Bachelor's+ %27.2%
- Diversity Index29/100
ZIP 45322
Clayton city, OH
View full profile →- White %80.4%
- Black %10.6%
- Asian %1.1%
- Hispanic %2.5%
- Age 0–17 %24.6%
- Age 18–64 %52.0%
- Age 65+ %23.4%
- Bachelor's+ %28.1%
- Diversity Index34/100
Visual comparison (same scale)
White %
83.6%80.4%
Black %
7.3%10.6%
Asian %
2.5%1.1%
Hispanic %
2.6%2.5%
Age 0–17 %
18.6%24.6%
Age 18–64 %
65.0%52.0%
Age 65+ %
16.4%23.4%
Bachelor's+ %
27.2%28.1%
Diversity Index
29/10034/100
Economy
ZIP 45420
Kettering city, OH
View full profile →- Median Income$56,670
- Unemployment %4.6%
- IRS Net Migration+1,016
- Work From Home %6.6%
ZIP 45322
Clayton city, OH
View full profile →- Median Income$72,073
- Unemployment %3.4%
- IRS Net Migration+890
- Work From Home %7.2%
Visual comparison (same scale)
Median Income
$56,670$72,073
Unemployment %
4.6%3.4%
IRS Net Migration
+1,016+890
Work From Home %
6.6%7.2%
Housing
ZIP 45420
Kettering city, OH
View full profile →- Median Home Value$116k
- Median Rent$735
- Owner Occupied %63.1%
- Broadband %87.4%
- Vacant %3.4%
- Median Year Built1954
ZIP 45322
Clayton city, OH
View full profile →- Median Home Value$166k
- Median Rent$834
- Owner Occupied %76.3%
- Broadband %92.5%
- Vacant %3.5%
- Median Year Built1973
Visual comparison (same scale)
Median Home Value
$116k$166k
Median Rent
$735$834
Owner Occupied %
63.1%76.3%
Broadband %
87.4%92.5%
Vacant %
3.4%3.5%
Median Year Built
19541973
Climate & Location
ZIP 45420
Kettering city, OH
View full profile →- Snow Days/Year0 days
- Elevation (ft)720 ft
- Nearest Airport8.6 miles (13.8 km)
- Distance to Coast132.2 miles (212.7 km)
ZIP 45322
Clayton city, OH
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,000 ft
- Nearest Airport5.8 miles (9.3 km)
- Distance to Coast124.9 miles (201.0 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
720 ft1,000 ft
Nearest Airport
8.6 miles (13.8 km)5.8 miles (9.3 km)
Distance to Coast
132.2 miles (212.7 km)124.9 miles (201.0 km)
Infrastructure
ZIP 45420
Kettering city, OH
View full profile →- Work From Home %6.6%
- Walkability (0–100)66
- Broadband %87.4%
ZIP 45322
Clayton city, OH
View full profile →- Work From Home %7.2%
- Walkability (0–100)55
- Broadband %92.5%
Visual comparison (same scale)
Work From Home %
6.6%7.2%
Walkability (0–100)
6655
Broadband %
87.4%92.5%
Frequently Asked Questions
How do ZIP 45420 and 45322 compare?
ZIP 45420 is more affordable rent. ZIP 45322 is wealthier, higher home values, lower poverty rate, lower unemployment, more diverse, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (45420), orange the second (45322). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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