45409 vs 45440 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 45409, Orange = ZIP 45440.
Quick verdict: ZIP 45409 is wealthier, more affordable rent, more educated, higher work-from-home share. ZIP 45440 is higher home values, lower poverty rate, lower unemployment, more diverse.
Quick Facts
ZIP 45409
Kettering city, OH
View full profile →- Population15,677
- Median Income$84,000
- Median Home Value$231k
- Median Rent$832
- Median Age20.9 yrs
- Poverty Rate18.6%
ZIP 45440
Kettering city, OH
View full profile →- Population22,730
- Median Income$83,378
- Median Home Value$248k
- Median Rent$964
- Median Age40.3 yrs
- Poverty Rate11.7%
Visual comparison (same scale)
Population
15,67722,730
Median Income
$84,000$83,378
Median Home Value
$231k$248k
Median Rent
$832$964
Median Age
20.9 yrs40.3 yrs
Poverty Rate
18.6%11.7%
Demographics
ZIP 45409
Kettering city, OH
View full profile →- White %85.4%
- Black %5.4%
- Asian %2.9%
- Hispanic %5.5%
- Age 0–17 %8.3%
- Age 18–64 %84.0%
- Age 65+ %7.8%
- Bachelor's+ %64.7%
- Diversity Index26/100
ZIP 45440
Kettering city, OH
View full profile →- White %82.6%
- Black %5.5%
- Asian %1.8%
- Hispanic %4.7%
- Age 0–17 %23.5%
- Age 18–64 %56.3%
- Age 65+ %20.2%
- Bachelor's+ %46.4%
- Diversity Index31/100
Visual comparison (same scale)
White %
85.4%82.6%
Black %
5.4%5.5%
Asian %
2.9%1.8%
Hispanic %
5.5%4.7%
Age 0–17 %
8.3%23.5%
Age 18–64 %
84.0%56.3%
Age 65+ %
7.8%20.2%
Bachelor's+ %
64.7%46.4%
Diversity Index
26/10031/100
Economy
ZIP 45409
Kettering city, OH
View full profile →- Median Income$84,000
- Unemployment %13.0%
- IRS Net Migration+665
- Work From Home %13.3%
ZIP 45440
Kettering city, OH
View full profile →- Median Income$83,378
- Unemployment %2.4%
- IRS Net Migration+964
- Work From Home %12.5%
Visual comparison (same scale)
Median Income
$84,000$83,378
Unemployment %
13.0%2.4%
IRS Net Migration
+665+964
Work From Home %
13.3%12.5%
Housing
ZIP 45409
Kettering city, OH
View full profile →- Median Home Value$231k
- Median Rent$832
- Owner Occupied %70.7%
- Broadband %91.7%
- Vacant %11.3%
- Median Year Built1951
ZIP 45440
Kettering city, OH
View full profile →- Median Home Value$248k
- Median Rent$964
- Owner Occupied %62.5%
- Broadband %93.3%
- Vacant %4.9%
- Median Year Built1972
Visual comparison (same scale)
Median Home Value
$231k$248k
Median Rent
$832$964
Owner Occupied %
70.7%62.5%
Broadband %
91.7%93.3%
Vacant %
11.3%4.9%
Median Year Built
19511972
Climate & Location
ZIP 45409
Kettering city, OH
View full profile →- Snow Days/Year0 days
- Elevation (ft)720 ft
- Nearest Airport10.4 miles (16.7 km)
- Distance to Coast133.4 miles (214.7 km)
ZIP 45440
Kettering city, OH
View full profile →- Snow Days/Year0 days
- Elevation (ft)720 ft
- Nearest Airport10.8 miles (17.3 km)
- Distance to Coast134.2 miles (215.9 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
720 ft720 ft
Nearest Airport
10.4 miles (16.7 km)10.8 miles (17.3 km)
Distance to Coast
133.4 miles (214.7 km)134.2 miles (215.9 km)
Infrastructure
ZIP 45409
Kettering city, OH
View full profile →- Work From Home %13.3%
- Walkability (0–100)70
- Broadband %91.7%
ZIP 45440
Kettering city, OH
View full profile →- Work From Home %12.5%
- Walkability (0–100)54
- Broadband %93.3%
Visual comparison (same scale)
Work From Home %
13.3%12.5%
Walkability (0–100)
7054
Broadband %
91.7%93.3%
Frequently Asked Questions
How do ZIP 45409 and 45440 compare?
ZIP 45409 is wealthier, more affordable rent, more educated, higher work-from-home share. ZIP 45440 is higher home values, lower poverty rate, lower unemployment, more diverse.
What do the blue and orange colors mean?
Blue represents the first ZIP (45409), orange the second (45440). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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