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45409 vs 45322 — Compare ZIP Codes

Side-by-side comparison. Blue = ZIP 45409, Orange = ZIP 45322.

Quick verdict: ZIP 45409 is wealthier, higher home values, more affordable rent, more educated, higher work-from-home share. ZIP 45322 is lower poverty rate, lower unemployment, more diverse.

Quick Facts

ZIP 45409
Kettering city, OH
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  • Population15,677
  • Median Income$84,000
  • Median Home Value$231k
  • Median Rent$832
  • Median Age20.9 yrs
  • Poverty Rate18.6%
ZIP 45322
Clayton city, OH
View full profile →
  • Population20,978
  • Median Income$72,073
  • Median Home Value$166k
  • Median Rent$834
  • Median Age39.7 yrs
  • Poverty Rate7.4%
Visual comparison (same scale)
Population
15,67720,978
Median Income
$84,000$72,073
Median Home Value
$231k$166k
Median Rent
$832$834
Median Age
20.9 yrs39.7 yrs
Poverty Rate
18.6%7.4%

Demographics

ZIP 45409
Kettering city, OH
View full profile →
  • White %85.4%
  • Black %5.4%
  • Asian %2.9%
  • Hispanic %5.5%
  • Age 0–17 %8.3%
  • Age 18–64 %84.0%
  • Age 65+ %7.8%
  • Bachelor's+ %64.7%
  • Diversity Index26/100
ZIP 45322
Clayton city, OH
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  • White %80.4%
  • Black %10.6%
  • Asian %1.1%
  • Hispanic %2.5%
  • Age 0–17 %24.6%
  • Age 18–64 %52.0%
  • Age 65+ %23.4%
  • Bachelor's+ %28.1%
  • Diversity Index34/100
Visual comparison (same scale)
White %
85.4%80.4%
Black %
5.4%10.6%
Asian %
2.9%1.1%
Hispanic %
5.5%2.5%
Age 0–17 %
8.3%24.6%
Age 18–64 %
84.0%52.0%
Age 65+ %
7.8%23.4%
Bachelor's+ %
64.7%28.1%
Diversity Index
26/10034/100

Economy

ZIP 45409
Kettering city, OH
View full profile →
  • Median Income$84,000
  • Unemployment %13.0%
  • IRS Net Migration+665
  • Work From Home %13.3%
ZIP 45322
Clayton city, OH
View full profile →
  • Median Income$72,073
  • Unemployment %3.4%
  • IRS Net Migration+890
  • Work From Home %7.2%
Visual comparison (same scale)
Median Income
$84,000$72,073
Unemployment %
13.0%3.4%
IRS Net Migration
+665+890
Work From Home %
13.3%7.2%

Housing

ZIP 45409
Kettering city, OH
View full profile →
  • Median Home Value$231k
  • Median Rent$832
  • Owner Occupied %70.7%
  • Broadband %91.7%
  • Vacant %11.3%
  • Median Year Built1951
ZIP 45322
Clayton city, OH
View full profile →
  • Median Home Value$166k
  • Median Rent$834
  • Owner Occupied %76.3%
  • Broadband %92.5%
  • Vacant %3.5%
  • Median Year Built1973
Visual comparison (same scale)
Median Home Value
$231k$166k
Median Rent
$832$834
Owner Occupied %
70.7%76.3%
Broadband %
91.7%92.5%
Vacant %
11.3%3.5%
Median Year Built
19511973

Climate & Location

ZIP 45409
Kettering city, OH
View full profile →
  • Snow Days/Year0 days
  • Elevation (ft)720 ft
  • Nearest Airport10.4 miles (16.7 km)
  • Distance to Coast133.4 miles (214.7 km)
ZIP 45322
Clayton city, OH
View full profile →
  • Snow Days/Year0 days
  • Elevation (ft)1,000 ft
  • Nearest Airport5.8 miles (9.3 km)
  • Distance to Coast124.9 miles (201.0 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
720 ft1,000 ft
Nearest Airport
10.4 miles (16.7 km)5.8 miles (9.3 km)
Distance to Coast
133.4 miles (214.7 km)124.9 miles (201.0 km)

Infrastructure

ZIP 45409
Kettering city, OH
View full profile →
  • Work From Home %13.3%
  • Walkability (0–100)70
  • Broadband %91.7%
ZIP 45322
Clayton city, OH
View full profile →
  • Work From Home %7.2%
  • Walkability (0–100)55
  • Broadband %92.5%
Visual comparison (same scale)
Work From Home %
13.3%7.2%
Walkability (0–100)
7055
Broadband %
91.7%92.5%

Frequently Asked Questions

How do ZIP 45409 and 45322 compare?
ZIP 45409 is wealthier, higher home values, more affordable rent, more educated, higher work-from-home share. ZIP 45322 is lower poverty rate, lower unemployment, more diverse.
What do the blue and orange colors mean?
Blue represents the first ZIP (45409), orange the second (45322). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).

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