38654 vs 38138 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 38654, Orange = ZIP 38138.
Quick verdict: ZIP 38654 is more affordable rent, lower unemployment, more diverse. ZIP 38138 is wealthier, higher home values, lower poverty rate, more educated, higher work-from-home share.
Quick Facts
ZIP 38654
Olive Branch city, MS
View full profile →- Population57,334
- Median Income$99,481
- Median Home Value$284k
- Median Rent$1,356
- Median Age38.1 yrs
- Poverty Rate5.7%
ZIP 38138
Germantown city, TN
View full profile →- Population25,368
- Median Income$130,125
- Median Home Value$394k
- Median Rent$1,619
- Median Age44.1 yrs
- Poverty Rate4.1%
Visual comparison (same scale)
Population
57,33425,368
Median Income
$99,481$130,125
Median Home Value
$284k$394k
Median Rent
$1,356$1,619
Median Age
38.1 yrs44.1 yrs
Poverty Rate
5.7%4.1%
Demographics
ZIP 38654
Olive Branch city, MS
View full profile →- White %58.5%
- Black %31.9%
- Asian %2.2%
- Hispanic %5.2%
- Age 0–17 %25.1%
- Age 18–64 %61.7%
- Age 65+ %13.2%
- Bachelor's+ %32.2%
- Diversity Index55/100
ZIP 38138
Germantown city, TN
View full profile →- White %85.9%
- Black %5.8%
- Asian %4.7%
- Hispanic %2.4%
- Age 0–17 %25.6%
- Age 18–64 %47.8%
- Age 65+ %26.6%
- Bachelor's+ %68.8%
- Diversity Index26/100
Visual comparison (same scale)
White %
58.5%85.9%
Black %
31.9%5.8%
Asian %
2.2%4.7%
Hispanic %
5.2%2.4%
Age 0–17 %
25.1%25.6%
Age 18–64 %
61.7%47.8%
Age 65+ %
13.2%26.6%
Bachelor's+ %
32.2%68.8%
Diversity Index
55/10026/100
Economy
ZIP 38654
Olive Branch city, MS
View full profile →- Median Income$99,481
- Unemployment %2.9%
- IRS Net Migration+1,957
- Work From Home %8.2%
ZIP 38138
Germantown city, TN
View full profile →- Median Income$130,125
- Unemployment %3.0%
- IRS Net Migration+900
- Work From Home %17.3%
Visual comparison (same scale)
Median Income
$99,481$130,125
Unemployment %
2.9%3.0%
IRS Net Migration
+1,957+900
Work From Home %
8.2%17.3%
Housing
ZIP 38654
Olive Branch city, MS
View full profile →- Median Home Value$284k
- Median Rent$1,356
- Owner Occupied %85.1%
- Broadband %92.5%
- Vacant %3.2%
- Median Year Built2001
ZIP 38138
Germantown city, TN
View full profile →- Median Home Value$394k
- Median Rent$1,619
- Owner Occupied %79.7%
- Broadband %92.5%
- Vacant %4.8%
- Median Year Built1979
Visual comparison (same scale)
Median Home Value
$284k$394k
Median Rent
$1,356$1,619
Owner Occupied %
85.1%79.7%
Broadband %
92.5%92.5%
Vacant %
3.2%4.8%
Median Year Built
20011979
Climate & Location
ZIP 38654
Olive Branch city, MS
View full profile →- Snow Days/Year0 days
- Elevation (ft)385 ft
- Nearest Airport11.8 miles (19.0 km)
- Distance to Coast289.8 miles (466.4 km)
ZIP 38138
Germantown city, TN
View full profile →- Snow Days/Year0 days
- Elevation (ft)310 ft
- Nearest Airport10.4 miles (16.7 km)
- Distance to Coast299.9 miles (482.6 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
385 ft310 ft
Nearest Airport
11.8 miles (19.0 km)10.4 miles (16.7 km)
Distance to Coast
289.8 miles (466.4 km)299.9 miles (482.6 km)
Infrastructure
ZIP 38654
Olive Branch city, MS
View full profile →- Work From Home %8.2%
- Walkability (0–100)31
- Broadband %92.5%
ZIP 38138
Germantown city, TN
View full profile →- Work From Home %17.3%
- Walkability (0–100)51
- Broadband %92.5%
Visual comparison (same scale)
Work From Home %
8.2%17.3%
Walkability (0–100)
3151
Broadband %
92.5%92.5%
Frequently Asked Questions
How do ZIP 38654 and 38138 compare?
ZIP 38654 is more affordable rent, lower unemployment, more diverse. ZIP 38138 is wealthier, higher home values, lower poverty rate, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (38654), orange the second (38138). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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